Cover Options
Our Cover Options
Affordable Funeral Support You Can Rely On
At Phakamisana Burial Society, we provide practical and affordable funeral cover designed to assist families with essential funeral expenses during difficult times.
Our cover amounts are structured to offer meaningful support — helping families manage immediate costs with dignity and peace of mind.
Individual Cover
For Single Members
Ideal for individuals seeking affordable funeral support coverage.
| Cover Amount | Monthly Premium | Benefits |
|---|---|---|
| R5,000 | From R50 | Essential funeral support |
| R8,000 | From R80 | Increased financial assistance |
| R10,000 | From R100 | Maximum individual support |
✔ Members accepted up to 84 years old
✔ Claims processed within 48 hours
✔ Accidental death covered immediately after first payment
✔ Adult Dependants / Extended Family are accepted but have an additional fee
Immediate / Core Family Cover
Support for the Whole Family
Designed to assist families with shared funeral support under one membership.
| Cover Amount | Monthly Premium | Suitable For |
|---|---|---|
| R10,000 | From R130 | Principal member, spouse & children |
✔ Unlimited children covered (where applicable)
✔ Repatriation within South Africa
✔ Affordable family protection
✔ Adult Dependants / Extended Family are accepted but have an additional fee
Single Parent Family Cover
Flexible Protection for Single-Parent Households
A practical solution providing funeral support for single parents and their dependants.
| Cover Amount | Monthly Premium | Suitable For |
|---|---|---|
| R10,000 | From R120 | Single parent & children |
✔ Affordable family-focused cover
✔ Designed for smaller households
✔ Reliable claims support
✔ Adult Dependants / Extended Family are accepted but have an additional fee
Senior Adults Cover
senior adults seeking reliable and affordable funeral support
. This plan provides peace of mind with dignified assistance for essential funeral expenses.
| Cover Amount | Monthly Premium | Suitable For |
|---|---|---|
| R10,000 | From R180 | Ages 64 – 74 |
| R10,000 | From R250 | Ages 74 – 84 |
✔ Cover available up to 84 years old
✔ Practical support for essential funeral costs
✔ Reliable claims support
✔ Adult Dependants / Extended Family are accepted but have an additional fee
What All Plans Include
Regardless of your chosen cover option, all members receive:
- Funeral cash payout upon approved claim
- Claims processed within 48 hours
- Repatriation assistance within South Africa
- Membership eligibility up to 84 years old
- Compassionate claims guidance and support
Joining Information
Once-off Joining Fee: R50
Waiting Periods
- 6 months for natural death
- Immediate cover for accidental death after first premium payment
Important Note
Phakamisana Burial Society provides support-based funeral cover, assisting families with essential funeral expenses rather than replacing full funeral arrangements.
All memberships are subject to approval, active contributions, and Society rules.
Frequently asked questions
Need help? You’re covered.
Everything you need to know about our funeral support services.
Community Commitment
Standing With Families in Difficult Times
Phakamisana Burial Society is committed to strengthening communities through mutual support. We believe every family deserves dignity, care, and reliable assistance when facing loss.
We are proud to serve our members with honesty, transparency, and compassion.
Join a Burial Society That Cares
Secure affordable funeral support for yourself and your loved ones today.